1^st Tribal HUD 184 Programs Now Available at Kind Lending

Expanding opportunities for Native American and Alaska Native Homebuyers

At Kind Lending, we believe everyone deserves a place to call home, and we’re proud to offer the 1^st Tribal HUD 184 Loan Program to support Native American and Alaska Native families on their homeownership journey.

What is the HUD 184 Loan Program?

The HUD 184 is a mortgage program specifically designed for Native American and Alaska Native borrowers. Backed by the Department of Housing and Urban Development (HUD), it’s built to make financing a home more affordable and accessible. Instead of one-size-fits-all lending, this program recognizes the unique needs of Native borrowers and provides options that help cut down barriers to homeownership.

Program Highlights:

• Must be an enrolled member of a federally recognized Tribe
• Low down payments starting at 2.25%
• Eligible for primary purchase or refinance
• Available for properties on and off Native lands
• No monthly mortgage insurance and lower upfront fees
• Maximum loan amounts vary by county

Ready to learn more?

If you’re a Native American or Alaska Native homebuyer, this could be the program that helps you take your next step. Reach out to Kind Lending today, we’ll walk you through eligibility requirements and see if this is the right fit for you.