![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
Min 620 FICO
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
No max DTI w/ AUS approval
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
2nd mortgage HELOC to 89.99% CLTV
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
Waive escrows up to 95% LTV with no pricing hit (excludes New Mexico)
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
No credit score / non-traditional credit allowed on purchase loans
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
Manufactured homes allowed
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
No LLPA hits for low-income borrowers
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
3-2-1, 2-1, 1-0 Buydowns
![](https://cdn.prod.website-files.com/5e4737f29415a6913a8c024f/5e59a9099e288fe6d3e12e55_favicon.png)
Blended FICOs approvals allowed