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Are you a broker interested in partnering with Kind Lending?
Please submit the inquiry form below. One of our rad account executives will be in touch regarding next steps. Thank you for your interest in joining the #kindmovement.
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Loan Products
Conventional:
Fannie Mae & Freddie Mac

Government:
FHA, VA, and USDA
operations
Southern CA

Headquarters located in Santa Ana, near John Wayne Airport
sales support
Dedicated and highly experienced Account Executives to support your ever-growing business needs

Why partner with Kind?

Most broker platforms work against you, than for you. Shift to Kind Lending's "Kwikie" broker portal today, it actually does what it claims.
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RAD FEATURES!
Easy to transfer appraisals
Waive escrows up to 95% - Excludes NM
Delayed financing/asset depletion available
Provides 24/7 live support
No pricing hits for low-income borrowers
Qualify more borrowers using blended scores
BOSS PRICING & LOCKS!
Lock until midnight PST in Kwikie!
Forward lock ahead of application
Manual downgrades - no pricing adjustments!
Fannie & Freddie priced independently
Aggressive locks up to 120 days

Our program highlights are Kind

CONVENTIONAL
Min 620 FICO
No max DTI w/ AUS approval
2nd mortgage HELOC to 89.99% CLTV
Waive escrows up to 95% LTV with no pricing hit (excludes New Mexico)
No credit score / non-traditional credit allowed on purchase loans
Manufactured homes allowed
No LLPA hits for low-income borrowers
3-2-1, 2-1, 1-0 Buydowns
Blended FICOs approvals allowed
NON-QM
1 Year Self Employed
Alt Doc - 60 Month Asset Utilizaton
Alt Doc - 1099 Only
Alt Doc - Bank Statement
Alt Doc - P&L Only
Alt Doc - Written VOE Only
DSCR - Foreign National
DSCR - Regular
DSCR -Short Term Rental
No DTI Asset Utilization
No Prepay DSCR
No Prepayment Penalty
GOVERNMENT
Min 580 FICO
No max DTI with AUS approval
Refer/eligible manual underwrites to 50% DTI
No score / credit report FHA Streamlines & VA IRRRLs
No credit score / non-traditional credit allowed on purchase loans
3-2-1, 2-1, 1-0 Buydown options allowed
JUMBO
660+ FICOs
SIX Jumbo Programs available
Elevate Jumbo - top priced program on the market!
30-year fixed, 7/6, & 10/6 ARMs available
$3M max loan amount
89.99% max LTV
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Equal Housing Lender
@2025 Kind Lending, LLC Corporate Office is located at 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707. For Advertisement Purpose Only.  All Rights Reserved. NMLS #3925 #888-250-5463. For licensing information go to http://nmlsconsumeraccess.org/. This is not a commitment to lend. Credit and collateral are subject to approval. Program and other restrictions may apply.  Programs, rates, terms, and conditions are subject to change without notice.