Date:
November 5, 2024

Did You Know Our Jumbo Mortgage Options Have Expanded?

Aliya Sumar, Event Marketing & PR Specialist
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At Kind Lending, we're always looking for ways to offer you more options and flexibility when it comes to home financing. That’s why we’re excited to announce the expansion of our Jumbo Mortgage offerings. Whether you’re purchasing a high-value home or refinancing an existing jumbo loan, we have a range of programs tailored to meet your unique financial needs.

Introducing Turquoise Jumbo, one of our newest jumbo loan programs, which includes an interest-only option designed to give you the flexibility you need to manage your mortgage payments. Plus, if Turquoise Jumbo isn’t the perfect fit for you, we offer four other jumbo mortgage options—each crafted with different features to fit your financial goals. Let’s explore your options and help you find the right jumbo mortgage solution!

What is a Jumbo Mortgage?

A Jumbo Mortgage is a type of loan that exceeds the limits set by the Federal Housing Finance Agency (FHFA) for conventional loans. These limits vary by location, but typically a conventional loan can finance a home up to around $650,000 to $700,000, depending on the area. Anything above that is considered a jumbo loan. Jumbo loans are ideal for buyers purchasing high-value properties, such as luxury homes or estates.

Since jumbo loans are not eligible for purchase by Fannie Mae or Freddie Mac, they often come with stricter requirements, such as higher credit scores and larger down payments. However, Kind Lending’s expanded jumbo mortgage options provide a variety of flexible solutions that make securing your dream home more attainable.

Turquoise Jumbo: The Newest Option in Our Jumbo Mortgage Lineup

The Turquoise Jumbo is our newest jumbo mortgage program, and it's designed with flexibility in mind. It offers an interest-only option, which can help lower your monthly payments during the initial loan period. This feature is perfect for those who may want to maximize their cash flow or who anticipate future income increases that will allow them to pay down the principal balance later.

With Turquoise Jumbo, you can enjoy:

  • Interest-only payments for a certain period, which means you pay only the interest during the initial years of the loan.
  • Flexible terms, with competitive interest rates and options that can be tailored to fit your financial situation.
  • Financing for high-value homes with jumbo loan limits.
  • Whether you’re purchasing a second home, a luxury property, or refinancing your existing jumbo mortgage, Turquoise Jumbo offers an excellent way to make your home financing work for you.

Other Jumbo Mortgage Options

In addition to Turquoise Jumbo, Kind Lending offers four other jumbo loan options, each designed to meet the diverse needs of homebuyers and homeowners:

  • Elite Jumbo
  • Elevate Jumbo
  • Choice Jumbo
  • Flex Jumbo

Why Choose Kind Lending?

At Kind Lending, we understand that home financing is a highly personal decision. That’s why we offer a wide variety of jumbo mortgage options designed to cater to your specific needs. Whether you’re interested in a low payment option with the interest-only feature of Turquoise Jumbo, or you want the flexibility of Choice Jumbo, we have a solution to fit your financial needs.

Our loan officers are available to guide you through your jumbo mortgage journey, providing expert advice and personalized service. Find out which jumbo solution is right for you and take the first step toward securing your dream home today.

Get Started with Kind Lending’s Jumbo Mortgage Options

Ready to explore your jumbo mortgage options? Contact Kind Lending today to learn more about Turquoise Jumbo and our other jumbo loan programs. Our expert loan officers are here to help you find the right financing solution to fit your needs. Visit Kind Lending for more details and to get started.