Are you a real estate investor looking to expand your portfolio quickly and maximize your returns? Look no further! Introducing DSCR Max, the newest program from Kind Lending designed to help investors like you leverage rental income to qualify for larger loans—without needing to rely on personal income.
With flexible qualifications, loan amounts up to $2 million, and credit scores as low as 640, DSCR Max is the perfect solution for investors seeking to accelerate their portfolio growth. Whether you're buying single-family homes, multi-family units, or commercial properties, DSCR Max gives you the financial power to scale your real estate investments with ease.
Let’s take a closer look at how this program can help you achieve your investment goals.
What is DSCR Max?
The Debt Service Coverage Ratio (DSCR) Max program is a non-QM (non-qualified mortgage) loan designed specifically for real estate investors. Unlike traditional loans that require you to prove personal income or have a high debt-to-income ratio, DSCR Max allows you to qualify based on the rental income from the property you're purchasing or refinancing.
This program is ideal for investors who are looking to buy or refinance properties quickly without the complicated qualification process often associated with conventional loans. If you have properties generating steady rental income, you can leverage that income to secure higher loan amounts, faster closings, and more flexible terms—without needing to rely on personal income verification.
Key Benefits of DSCR Max
No Personal Income Required
One of the most significant advantages of the DSCR Max program is that personal income is not required to qualify. Instead, you’ll be evaluated based on the rental income from your investment property. This makes the program ideal for investors who may have multiple properties, rely on rental income, or simply want to avoid the need for extensive income documentation.
Flexible Qualifications
The DSCR Max program offers flexible qualifications that make it easier for investors to secure financing. Credit scores as low as 640 are eligible, and there are no ratio options to worry about. Whether you’re a seasoned investor with a large portfolio or a newer investor just starting to build your real estate empire, this program can be tailored to suit your needs.
Loan Amounts Up to $2 Million
With loan amounts up to $2 million, DSCR Max is perfect for investors looking to scale their portfolios quickly. Whether you're purchasing a multi-family property, a larger commercial building, or several smaller rental units, this program provides the financial flexibility to grow your portfolio at the pace you desire.
Fast, Streamlined Process
If you’re an investor, time is money. The DSCR Max program is designed for quick approvals and fast closings, so you don’t miss out on time-sensitive investment opportunities. With fewer hoops to jump through compared to traditional loans, you’ll be able to move forward with your investments swiftly and efficiently.
Ideal for Fast-Paced Investors
DSCR Max is the ideal program for investors who need to make quick decisions and act fast in a competitive market. If you're looking for a program that allows you to scale your real estate portfolio without the hassle of proving personal income, this program was designed with you in mind.
Ready to Maximize Your Investments?
If you're ready to maximize your real estate portfolio and take advantage of flexible financing with no personal income requirements, Kind Lending’s DSCR Max program is the perfect solution. With loan amounts up to $2 million, credit scores as low as 640, and quick processing, you’ll have the tools you need to grow your investment business.
Contact a Kind Lending loan officer today to learn more about how DSCR Max can help you reach your investment goals and expand your real estate portfolio.
