‍Down Payment Assistance for First-Time Homebuyers

Owning a home is a dream many aspire to achieve, and with the Georgia Dream Homeownership Program, this dream can become a reality for eligible first-time homebuyers. Offered through Kind Lending, this program provides a golden opportunity to make homeownership both accessible and affordable.  

Benefits of the Georgia Dream Homeownership Program:

• Affordable Financing Options: This program offers competitive interest rates, making monthly mortgage payments more manageable for new homeowners  

• Down Payment & Closing Cost Assistance: One of the significant hurdles in buying a home is the initial cost. This program provides financial assistance to cover the upfront financial burden  

• Homebuyer Education: Knowledge is power, especially when it comes to purchasing a home. The program includes educational resources to guide buyers through the process, ensuring they make informed decisions.  

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Exclusive Opportunities for Certain Groups:

In it’s commitment to inclusivity and support, the Georgia Dream Homeownership Program offers exclusive down payment loan options for specific groups including:  

• Active Military Members

• Public Protectors  

• Educators  

• Healthcare Providers  

• Residents with Family Members Living with a Disability  

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At Kind Lending, we’re honored to help you take your first steps towards homeownership. Reach out to a Kind Ambassador to discover how we can help you turn your Georgia Dream into an exciting reality. Your dream home awaits – lets make it yours!  

_{*Loans are 30-year fixed interest rate mortgages. Participating lenders give credit approval for FHA, USDA-RD, or conventional eligible mortgage loans.}

_{*Kind Lending, LLC is an FHA Approved Lending Institution and is not acting on behalf of, or at the direction of HUD/FHA or the federal government. FHA charges a one-time upfront mortgage insurance premium which can be financed as part of the loan.}

_{*USDA charges a one-time upfront Guarantee Fee which can be financed as part of the loan and an annual fee for mortgage insurance.}

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