Get access to down payment assistance, closing cost help, and flexible loans through Kind Lending’s new partnership with WSHFC.

Buying a home is a big step, and at Kind Lending, we’re here to make sure you don’t have to take it alone. Since 1983, the Washington State Housing Finance Commission (WSHFC) has helped more than 100,000 Washington residents become homeowners. Now, you can tap into their trusted programs right here with Kind Lending.

We’re talking downpayment help, closing cost assistance, and flexible loan options designed to make homeownership more within reach than ever before.

Down Payment & Closing Cost Assistance

• Open to all eligible borrowers
• Structured as a second mortgage
• Can also be used to cover closing costs

Because let’s be real — saving for a home can be tough, and a little extra help can go a long way.

Your Loan Program Options

House Key Program

Perfect for first-time buyers who want a budget-friendly start.

• Income limits based on location and family size
• Low-interest rate mortgage options

Home Advantage Program

A great fit for both first-time and repeat buyers.

• $180,000 income limit statewide
• Always-available funds (no waiting for a “funding window”)
• Flexible loan terms for more peace of mind

How to Get Started

It’s easier than you think:

1. Take a WSHFC-approved homebuyer education class
2. Partner with an approved lender (like your friends at Kind Lending)
3. Make sure your future home gets a proper inspection before closing

Let’s Get You Home

If you’re ready to explore what’s possible, check out heretohome.org or connect with a Kind Lending Ambassador today for program and eligibility requirements.

From here to home, we’ve got you covered.

All downpayment assistance (DPA) grants/programs are subject to restrictions and specific loan guidelines. This does not imply guaranteed approval for a DPA. Terms and conditions apply.

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