Kind Lending's Concurrent Piggyback HELOC

Aliya Sumar

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Kind Lending's Concurrent Piggyback HELOC innovative financing option allows borrowers to secure a first mortgage from Kind Lending alongside a convenient Home Equity Line of Credit (HELOC) – all wrapped up in one streamlined process.

Why Kind's Concurrent Piggyback HELOC is a Win-Win:

Maximize Equity Access: Borrowers can access up to 85% Combined Loan-to-Value (CLTV) with a maximum HELOC line of $350,000.
Responsible Borrowing: Maintain financial flexibility with a maximum DTI of 50%.
Broad Eligibility: Qualify with a minimum credit score of 680 for both owner-occupied and second homes.
Streamlined Process: Enjoy the efficiency of closing both loans concurrently, saving time and hassle.

Unlock More Possibilities Today!

Contact your Kind Account Executive to learn more about our Concurrent Piggyback HELOC and discover how you can empower your clients to achieve their financial goals.

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Date:

9.22.2026

Higher Conforming Loan Limits Are Live at Kind TPO

KindTPO

Effective on new locks on or after September 23, 2026. We are proactively accepting increased conforming loan limits across all property types, which means your borrowers can access higher l

Date:

6.18.2026

Fetch the Validation. Close with Confidence.

KindTPO

Introducing Fetch & Close, a brand-new feature built directly into Kwikie that helps streamline employment and income validation for eligible conventional loans.

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©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.