Brokers, help your borrowers unlock the door to homeownership with Kind Lending's DPA options! With Kind Lending, you gain access to a comprehensive suite of Down Payment Assistance programs designed to overcome the financial barriers that often prevent borrowers from qualifying for a home.

Two Powerful DPA Programs to Serve Your Borrowers Nationwide

At Kind Lending, we understand that every borrower has unique needs, which is why we offer two DPA programs, each designed to give you the flexibility to meet your clients’ requirements.

• Kind Lending DPA – Available in 48 states, this program offers generous down payment assistance to help your borrowers qualify for their dream home with lower upfront costs. It’s perfect for first-time homebuyers and those who need a little extra help getting started.
• National DPA – Available in 47 states (excluding NY, MA, and WA), this program offers even greater flexibility, allowing you to assist a wider range of borrowers across the country. Whether it’s for first-time buyers or clients in more unique financial situations, the National DPA has got you covered.

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Key Features of Kind Lending's DPA Programs

Our DPA programs are designed with flexibility in mind, offering solutions that help more borrowers qualify for homeownership. Here’s a closer look at the key features that make Kind Lending stand out:

• Non-Occupant Co-Borrowers Allowed: Borrowers can include co-borrowers who don’t live in the home, boosting eligibility for clients with limited income or credit.
• No Maximum DTI Limit: Unlike many lenders, Kind TPO has no maximum DTI limit for most cases, offering flexibility for borrowers who might otherwise be turned away.
• Seller-Paid 2-1 Buy-Down for Affordability: This option reduces monthly payments for the first two years (2% in year one, 1% in year two), easing the borrower’s financial transition into homeownership.

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Why Partner with Kind Lending?

When you partner with Kind Lending, you’re not just offering a mortgage product—you’re offering your borrowers access to flexible, innovative solutions that can make a real difference.

• Nationwide Coverage: With our DPA programs available in 47-48 states, you can help clients across the country access down payment assistance and achieve homeownership.
• Dedicated Broker Support: Our team is committed to providing personalized support to brokers, ensuring smooth transactions and helping you grow your business.
• Competitive Edge: Offering flexible, borrower-friendly DPA options can help set you apart from competitors and position you as a trusted resource for clients seeking homeownership solutions.

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Partner with Kind!

Ready to help more borrowers achieve their homeownership goals? Contact your Kind Account Executive today to explore how our DPA programs can benefit your clients and expand your lending opportunities.

Not yet partnered with Kind? Get approved today!

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