At Kind Lending, we understand that home equity is a powerful financial tool that can open the door to new opportunities for your borrowers. Whether they’re looking to refinance, fund home improvements, or consolidate debt, the Flex HELOC and CES products offer the flexibility and competitive rates your clients need to make their goals a reality.

These products are designed to provide financial flexibility with adaptable terms and no reserves required, allowing your borrowers to leverage their home equity in the way that best suits their needs. Let’s take a closer look at how Flex HELOC and CES can help empower your clients.

Why Choose Flex HELOC & CES?

Both the Flex HELOC and CES are ideal for a variety of financial goals, whether it’s refinancing, home improvements, or debt consolidation. Here’s how these products can work for your clients:

• Competitive CLTV/HCLTV Ratios: Our HELOC and CES products come with competitive combined loan-to-value (CLTV) and home equity combined loan-to-value (HCLTV) ratios, allowing your clients to access more equity at favorable rates.
• Financial Flexibility: With no reserves required, these products provide more access to funds, making them easier to qualify for and more accessible for clients who need it most.
• Adaptable Terms: Choose from a range of options that best fit your client’s financial situation and goals.

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Product Highlights:‍

Flex HELOC:

• 3-Year Draw Period: Borrowers can access their home equity for 3 years, with flexible payment options that fit their budget.
• Payment Options: Whether your clients prefer to make principal and interest payments or opt for interest-only payments, they have the flexibility to choose the payment structure that works best for their needs.

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CES:

• Fixed Rate Options: Clients can lock in fixed rates for up to 30 years, providing long-term stability and predictability for their monthly payments.
• Ideal for Larger Projects or Consolidation: Whether they’re looking to complete significant home renovations or consolidate high-interest debt, CES offers a reliable and straightforward solution.

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‍Get Started Today!‍

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Ready to offer your clients more financing solutions? You can easily price our Flex product in Kwikie today! Take advantage of these flexible and competitive home equity products and help your clients unlock their financial potential.