The Holidays Are Brighter with Kind Lending’s National DPA: Making Homeownership Possible for More Buyers

The holiday season is a time of celebration, and at Kind Lending, we’re making it even brighter by helping more families step into their dream homes. With Kind Lending’s National Down Payment Assistance program, homeownership is more accessible than ever—especially for first-time buyers looking to make their move this season.

Homeownership might feel like a distant dream for some, but with Kind Lending’s National DPA program, it’s a gift that’s within reach. Whether your clients are struggling with down payments or don’t quite meet traditional income and credit score requirements, our National DPA offers flexible solutions that can make all the difference. Let’s take a closer look at how this program is helping more buyers achieve the American Dream—just in time for the holidays.

Why Kind Lending’s National DPA is a Game-Changer for Buyers

• No Income Limits & No Max DTI with DU/LPA Approval: more borrowers—especially those who may have high student loan debt or other financial obligations—can qualify for homeownership. If your clients have struggled to meet DTI or income restrictions with other programs, Kind Lending’s DPA gives them the flexibility they need to secure a loan.
• Standard & High Balance Options: Whether your clients are looking for a standard loan or a high-balance loan, Kind Lending offers both options under the National DPA program. This makes it easier to serve a variety of clients—whether they’re buying a more affordable home or need a larger loan to purchase in a higher-cost area. You can help borrowers find the right loan for their unique financial situation.
• Non-Occupant Co-Borrowers Allowed: Another key feature that sets Kind Lending apart is the option to include non-occupant co-borrowers. This can be a huge benefit for borrowers who may not qualify on their own but have family members willing to co-sign and help them secure the loan. It’s a way to give clients a little extra support and make homeownership a reality, even when they’re not able to meet all the financial requirements on their own.
• Available in 47 States (Excludes NY, WAMA): Kind Lending’s National DPA is available in 47 states (excluding New York, Washington, and Massachusetts), so it’s perfect for borrowers across much of the country. Whether they’re looking to buy a home in a bustling city or a quiet suburb, you can offer this program to more clients, helping them make the most of this opportunity.
• Minimum FICO 600 with AUS Approval: A minimum FICO score of 600, with AUS approval. This makes it an ideal solution for first-time buyers who may not have perfect credit but still have the ability to make homeownership work. With Kind Lending, it’s easier for clients with less-than-perfect credit to get the approval they need.
• Quick Processing & Closing: No one likes to wait—especially during the holiday season. With Kind Lending’s National DPA, your clients can expect quick processing and fast closings, allowing them to move into their new home just in time for the holidays. Less time spent waiting means more time spent enjoying their new space.

Price Today in Kwikie and Help Your Clients Unwrap the Joy of Homeownership

As a broker, offering Kind Lending’s National DPA gives you a competitive edge by providing clients with more options and flexibility. It’s available to buyers across 47 states, and with quick processing and no max DTI, it’s the perfect solution for helping more clients secure the home they’ve always wanted.

This holiday season, make sure your clients have access to the tools they need to find their dream home. Price today in Kwikie and start offering Kind Lending’s National DPA—the gift of homeownership that keeps on giving!

‍